If you are considering buying a home, you need to start thinking about your credit. Your Credit Rating will effect your Rate and how much you can borrow. Not having Credit due to not using it is like having bad credit. You have to approach Credit wisely and keep track of your Rating.
-Check your Credit. You are allowed, under a law called the Fair Credit Reporting Act, to get a free copy of your credit report every year from each of the big nationwide reporting agencies noted above. Remember that getting a free credit report does not include your credit score. That may cost you a couple of Dollars, but it could be worth it.
-Fix your Credit. FICO is the Company that does the math for your Credit report, and they have a lot of tips for fixing and improving your credit raitng. They also have a link for help for disputing errors in your credit history.
Your Credit is important. It can take time to build Good Credit, but can be ruined very quickly. Develop good habits and stick with them.
You can view homes in PORT ORANGE on our Website without logging in. Or Contact us for an Automatic Mailing from our area.
No comments:
Post a Comment